The international card 7x cheaper than your credit card.
by January 19th
Available for you in
Your money travels with the lowest fee on the market and arrives the same day.
The real exchange rate, always transparent and up-to-date, with no hidden fees.
Your international shopping just got easier and cheaper.
Our card is accepted in over 200 countries, and always gives you the real exchange rate and only 1.1% IOF on your purchases.
Your money arrives fast and ready to use.
One single account with account details for more than 10 currencies, including USD, GBP, and EUR.
Get access to the best exchange rates on the market. More than 50 currencies are available.
It's like having a currency exchange in your pocket. Instantly convert your money whenever you like.
Compare our pricing with credit cards
Banks often hide fees in their exchange rates. So you pay more than you need to — and they pocket the difference. We never do this.
The real cost of sending 10,000 EUR to SEK
no hidden fees
no hidden fees
76.76 EUR hiding in the rate
79.46 EUR hiding in the rate
147.25 EUR hiding in the rate
223.86 EUR hiding in the rate
300.47 EUR hiding in the rate
29.67 EUR hiding in the rate
400.67 EUR hiding in the rate
Shopping outside of Brazil just got much cheaper
Enjoy low prices and fees you've never seen before. Shopping with the best prices just got easier. With Wise, you make international payments with no abusive fees and no complications.
Enjoy low prices and fees you've never seen before.
Shop abroad with foreign money.
Feel secure about every purchase.
The smartest card for your trip
Pay in the local currency, no matter where you are. Let go of the fear of using your card on your travels, with the best exchange rates and lowest fees on the market.
Pay in the local currency, no matter where you are.
You’re always in control.
The same card for every place on the planet.
Study abroad worry-free
Open an international account right from home. Plan your trips in advance and enjoy a safe way to make your international payments.
Open an international account right from home.
Send money to more than 80 countries
Exchange your money instantly whenever you want.
Be friends with the exchange rate
Open your international account, with access to more than 50 currencies, and protect your wealth from the local market instability.
Convert currencies when the rates are in your favor.
Invest in the global economy.
Receive money like a local.
How the Wise card works:
Sign up online, or in our app. The Wise card is accepted only on the credit option, but don't worry, we'll only draw from the money in your account.
Support around the globe, in multiple languages
Get personal, uncomplicated service — we're always happy to help.
Protecting you and your money
Every month, our customers trust us to move over £6 billion of their money. Here are some of the important ways we protect them.
Get these local account details
These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.
UK sort code, Account number, and IBAN
Bank code (SWIFT/BIC) and IBAN
Routing number and Account number
BSB code and Account number
New Zealand dollar
Bank code, Bank name, and Account number
Institution number, Transit number, and Account number
Bank name and IBAN
Hold and convert money
You can hold and convert money in 54 currencies. It only takes a few seconds to open a new balance in the currency you need.
Send money to 80 countries
You can use money in your multi-currency account to send to any of the countries on Wise.
Let's answer some of your questions
What is a multi-currency account and how does it work?
You can hold, receive, send, and spend money using a Wise multi-currency account.
You can hold more than 50 currencies, and convert between them at the real exchange rate whenever you need.
You can get account details for some currencies to receive money from around the world.
You can send money from your account to a bank account whenever you like — we'll charge a fixed fee when you do this, and a conversion fee when you send to a different currency.
And, you can spend the currencies in your account around the world with the Wise debit card. Find out if the Wise card is available in your country.
How is the Wise account different from a bank account?
Your Wise account is an electronic money account. It’s different from a bank account because:
- Your money is safeguarded and not covered by the Financial Services Compensation Scheme (FSCS) or another protection scheme that you would get with a bank account.
- You can’t get an overdraft or loan.
- You won’t earn interest.
Can I hold multiple currencies in a Wise account?
You can add money to your account in 19+ currencies and hold 50+ currencies.
You can convert money between any of the currencies in your account — always with the real exchange rate. We’ll charge a low conversion fee to do this.
What is a multi-currency card?
The Wise debit card lets you spend money around the world with low conversion fees and zero transaction fees. It’s currently available for multi-currency account-holder residents in the UK, US, Australia, New Zealand, Singapore, Malaysia, Japan, Switzerland and EEA.
What happened to the borderless account?
The Wise multi-currency account is the same account you know and love. The only change is in the name — we used to call it the borderless account.