The global account where your money grows
Your global account with 40+ currencies, where you invest in USD, EUR, and GBP with just 1.1% IOF — and save up to 2x than with your credit card.
Trusted by millions
Millions of customers globally move around R$86 billion each month
Regulated
Wise is authorised by the Brazil Central Bank in Brazil
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
Your account for what's next
It's easy and simple to open an account. And you can grow your money while you spend it, too.
Save when converting money
Save 300 BRL when converting 1,000 USD. Compare
Earn 3.88% in USD with Interest1
Use our Interest feature and pay 1.1% IOF when converting from BRL
The only one on the market that allows you to use the money invested in card payments
Pay online and in-store with your Wise card in over
Interest is offered by Wise Assets UK Ltd in partnership with Genial. Capital at risk, growth not guaranteed.
The cheapest option in the market with Interest
Spending $1,000 USD shouldn't cost you extra. Save R$300 in fees and IOF, and keep more of your money.
Wise | Credit Card | |
|---|---|---|
Converting $1,000 (after IOF, and fee) | R$5,563.00 1.1% IOF | R$5,935.39 3.5% IOF |
Converting $1,000 (after IOF, and fee) | |
|---|---|
Wise | R$5,563.00 1.1% IOF |
Credit Card | R$5,935.39 3.5% IOF |
Do more with Wise in Brazil
You can use Wise for much more than just spending abroad. Here is what's available, based on where you live.
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
Earn returns
Earn returns every working day, and spend them instantly. Capital at risk, growth not guaranteed.1
Send money worldwide
Make fast and cheap international transfers and save on fees.
Receive money fast
At Wise, you can receive transfers with global account details in 23 different currencies.
Worldwide transfers, out-of-this-world savings
Save when you move your money to 140+ countries, fast. Free from hidden fees and exchange rate markups.
- Pix fee0 BRL
- Our fee26.96 BRL
- IOF tax100.54 BRL
Should arrive in seconds
Disappoint thieves
Every month, millions of our personal and business customers trust us to move over R$86 billion of their money.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Get the app for managing money everywhere
- Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 9/26/2025. The Fund has achieved an average annual return of 2.76% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689 in partnership with Genial. 1.1% IOF applies when converting BRL to invested currency. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.
For people going places
"I've been using Wise for years and I don't have any complaints! I'd totally recommend it!"
"The services offered by Wise and how convenient it is to send money and use their multi-currency card is impressive!"
"This app is amazing! Especially for people who travel often to other countries. Very easy to use!"
"Now that is possible to receive PIX payments in Brazil it's even better!"