Save more on your travel spending

Spend like a local in 40+ currencies. And when you turn on Interest on USD, EUR or GBP, pay just 1.1% IOF when you convert from BRL.

The Wise app on a mobile phone along with the Wise card

Trusted by millions

Millions of customers globally move around 74 billion BRL each month

Regulated

Wise is authorised by the Brazil Central Bank in Brazil

24/7 customer support

Get help from thousands of specialists any time over email, phone and chat

How our card works

It's easy and simple to order a card. You can grow your money while you spend it, too.

Open your account and order your card

You can open a free account in minutes

Start spending in over 160 countries

You can pay online and in stores in over

Invest USD, EUR or GBP

Use our Interest feature and pay 1.1% IOF when converting from BRL

Interest is offered by Wise Assets UK Ltd in partnership with Genial. Capital at risk. Growth not guaranteed.

Never pay a hidden fee again

Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.

Wise
Wise
Competitors

Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time.

Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut.

We use the real, mid-market rate with no sneaky markup to hide the fees. Learn more

Do more with Wise in Brazil

You can use Wise for much more than just spending abroad. Here is what's available, based on where you live.

  • A Wise transfer of Brazilian real to United States dollar.

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

  • Wise balance for Brazilian real.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • Notification showing gains from Interest over one month.

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

Built for business too

Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 600,000 businesses thriving with Wise.

Disappoint thieves

Every month, millions of our personal and business customers trust us to move over 74 billion BRL of their money.

How we keep your money safe
Login lock illustration
  • Our dedicated fraud and security teams work to keep your money safe

  • We use 2-factor authentication to protect your account

  • We hold your money with established financial institutions

Move your money worldwide

Save money when you send, spend and get paid in different currencies. All you need, in one account, wherever you need it.

Get paid in different currencies, fast

Request and receive money directly with Wise, and get paid easily with account details in top currencies. It's even slicker when you sync your contacts.

Worldwide transfers, out-of-this-world savings

Save up to x when you move your money to 70+ countries, fast. Free from hidden fees and exchange rate markups.

 Commercial rate (63h)
  • Pix fee
    0 BRL
  • Our fee
    26.96 BRL
  • IOF tax
    100.54 BRL

Total included fees and taxes (4.25%)
127.50 BRL
Effective rate (VET) is 1 EUR = 6.745666 BRL

Should arrive in seconds

Market-leading rates with Wise Interest

Start with a penny, cent or dime. Enjoy a 4.07% variable rate return on your USD balance while you send and spend freely with Wise Interest. Capital at risk — growth not guaranteed.1

A woman holds a device displaying a notification of earning £29.56 in Wise interest since the start

Meet money without borders

We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.

Get the app for managing money everywhere

Wise works nearly everywhere

  • Brazilian real
  • British pound
  • Euro
  • United States dollar
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Colombian peso
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand
  1. Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 6/25/2025. The Fund has achieved an average annual return of 1.31% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.