Send money to the USA

Fast, low-cost, and secure online money transfers from Australia to the USA.

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Awarded 5 stars for international money transfers
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  • 0 AUD
  • 6.02 AUDOur fee
  • 6.02 AUDTotal fees
  • =
    993.98 AUDTotal amount we’ll convert
  • ×
    0.6741

Should arrive by Friday

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Save when you send money to the USA

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 AUD withRecipient gets(Total after fees)
Wise
669.99 USD
Transfer fee
6.02 AUD
Exchange rate(1 AUD USD)
0.674050
Exchange rate markup
0 AUD

Cost of transfer
6.02 AUD

Western Union
661.39 USD- 8.60 USD
Transfer fee
0.99 AUD
Exchange rate(1 AUD USD)
0.662041
Exchange rate markup
17.82 AUD

Cost of transfer
18.81 AUD

Commonwealth Bank
647.05 USD- 22.94 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.647048
Exchange rate markup
40.06 AUD

Cost of transfer
40.06 AUD

ANZ
644.75 USD- 25.24 USD
Transfer fee
9 AUD
Exchange rate(1 AUD USD)
0.650603
Exchange rate markup
34.78 AUD

Cost of transfer
43.78 AUD

PayPal
639.67 USD- 30.32 USD
Transfer fee
5.99 AUD
Exchange rate(1 AUD USD)
0.643527
Exchange rate markup
45.28 AUD

Cost of transfer
51.27 AUD

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How to send money to the USA in 3 easy steps

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Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to the USA from Australia

How to send money to the USA from Australia

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to the USA?

Pay a small, flat fee and percentage

To send money in AUD to the USA, you pay a small, flat fee of 2.04 AUD + 0.4% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
2.04 AUD
Variable feeup to 38,742 AUD/month
0.4%
Variable feemore than 38,742 AUD/month

How long will a money transfer to the USA take?

A money transfer from Australia (AUD) to the USA (USD) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD
USD

Should arrive

by Friday

What you’ll need for your online money transfer to the USA

Best ways to send money to the USA

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Osko

    Osko by BPAY is an online bank payment method available in Australia. When you’re sending money or paying your bills in AUD, you have an option to select Osko by BPAY for your payment method on our app.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Trust Wise with safe & secure money transfers to the USA

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to the USA from Australia with the Wise app

Looking for an app to send money to the USA? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions