International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. We’re up to 5x cheaper than banks.

ASIC regulated
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Awarded 5 stars for international money transfers
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  • 2.60 USD
  • 10.07 USDOur fee
  • 12.67 USDTotal fees
  • =
    1,987.33 USDTotal amount we’ll convert
  • ×
Compare our pricing and speed
Find out the real cost of sending money abroad, and how fast you can send it.

The real cost of sending 2,000 USD to AUD

and transfer speed

Transfer speed

13.59 USD
13.59 USD

No hidden fees

Should arrive in 20 hours
Should arrive in 20 hours
24.13 USD
24.13 USD

24.13 USD in hidden fees

Should arrive in 1-2 business days
Should arrive in 1-2 business days

30.83 USD
30.83 USD

30.83 USD in hidden fees

Should arrive in 1-4 business days
Should arrive in 1-4 business days

Chase (US)
62.05 USD
62.05 USD

57.05 USD in hidden fees

Should arrive in 1-5 business days
Should arrive in 1-5 business days

100.96 USD
100.96 USD

95.97 USD in hidden fees

Should arrive in 1-5 business days
Should arrive in 1-5 business days

Send money abroad from Australia in 3 easy steps

How to send money abroad from Australia

How to send money abroad from Australia

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer USD to AUD?

Pay a small, flat fee and percentage

To send money in USD to AUD, you pay a small, flat fee of 4.25 USD + 0.47% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee
4.25 USD
Variable feeup to 125,430 USD/month
Variable feemore than 125,430 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

in 5 hours

How to send money from USD to AUD

Best ways to send money internationally

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions