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Fees for the Wise card

Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.

Switch to Wise Business
Wise currency accounts illustration

Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise account, we’ll auto-convert it with the lowest possible fee.

Getting your Wise card

Getting your Wise card
Ordering your card
No subscription fees
10 AUD
Optional express delivery
Get it delivered in 1-2 days
From 26 AUD
Digital card
Spend online, in-store and abroad safely
Free
Replacing your card
Order a new card at any time
6 AUD
Replacing an expired card
We’ll remind you when it’s time to order a new one
Free

Withdrawing money from an ATM.

Make 2 withdrawals of up to 350 AUD each month for free. After that, we’ll charge 1.5 AUD per withdrawal. There’s a 1.75% fee on any amount you withdraw above 350 AUD.

Less than 350 AUD per monthMore than 350 AUD per month
2 or less withdrawalsFree1.75% of amount over 350 AUD
3 or more withdrawals1.5 AUD1.5 AUD + 1.75% of amount over 350 AUD
Check you’re paying in the local currency.

Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.

Avoid these hidden fees by always choosing to be charged in the local currency of where you are.

Stay up-to-date with notifications.

Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.

Use your app to update your notification preferences in Settings.

Save money by withdrawing larger amounts.

Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.

This will save you from paying the fixed 1.5 AUD fee each time.