What's up with travel cards?
An independent researcher compared Wise to other top travel cards in Australia. They found that we're up to 14x cheaper for spending overseas. That's what's up.
Compare the costs
|Set up & monthly fees|
|Spend $5000 in EUR|
|Spend $5000 in NZD|
|Spend $5000 in GBP|
|Spend $5000 in USD|
Bye bye bank fees, hello world.Get your card now
Your best travel companion. Spend anywhere, for less.
See how Wise helps travellers and expats save money.
The only travel card you need.
Spend anywhere, withdraw cash, or hold and convert 40+ currencies. And you’ll get your own international bank details to receive currencies for free:
- Australian account number and BSB code
- British account number and sort code
- European IBAN
- New Zealand account number
- US account number and routing number
- Hungarian account number
More countries coming soon.
With simple, transparent pricing.
The Wise personal account is free to set up and use. And there's never any monthly fee and minimum balance to worry about.
######Some prices may change from time to time, but we'll always let you know.
|Create your account||Free|
|Platinum Debit Mastercard®||Free|
|Add money with a bank transfer||Free|
|Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD||Free|
|Hold 50+ currency balances||Free|
0.35% - 2.22%
|ATM withdrawals up to A$350 / 30 days|
Free, then 2%
The Wise Platinum debit Mastercard® is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to wise.com/legalstuff. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
If you already have a Wise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started. We'll ask you for some basic information to verify your account. Once you are verified, complete your card order and we will update you as soon as your card is on its way.
You can spend on your Wise Platinum debit Mastercard® in 150+ currencies around the world. Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
You can hold and manage money in your Wise account in 40+ currencies for free. And convert between them whenever you want. You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here.
Apple Pay, Google Pay and Samsung Pay coming soon.
It's free to set up your personal account.
Individual customers can get international bank details for free, it's also free to receive money using those bank details, and free to spend on your card abroad.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
[Click here to learn more about pricing] (https://wise.com/help/article/2736166/borderless-account/borderless-account-pricing)
If you have a currency in your account, it's free to spend on your card in that currency.
You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.
We do charge a small, upfront fee to convert money between currencies in your account. It depends on the currencies you're converting, but here are a few examples:
- from AUD to GBP 0.47%
- from AUD to USD 0.47%
- from EUR to USD 0.41%
- from USD to GBP 0.45%
- from USD to EUR 0.45%
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
[Click here to learn more about pricing] (https://wise.com/help/article/2889489/borderless-account/how-much-does-it-cost-to-convert-between-currencies)
All the money in your account is securely stored in Wise's bank accounts— either in Australia, the UK or the USA. If the address on your Wise profile is in Australia, your money's stored in Wise's Australian bank accounts. If the address on your Wise profile is in the US, your money's stored in Wise's American bank accounts. And if the address on your profile is in the UK, your money is stored in Wise's British bank accounts.
TransferWise Ltd is a designated remittance provider registered with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") IND100428576-001. We’re regulated by the Australian Securities and Investments Commission (ASIC), Australia Financial Services Licence (AFSL) number 456295.
All money in your Wise Borderless Account is stored and safeguarded securely in our bank accounts in Australia, the UK or USA depending on the country of residence in your profile.
Over 5 million customers have trusted us to move their money around the world. We move more than $5 billion every month at Wise - and we take the safety and security of your money seriously.
Once you have signed up for the debit card in your Wise account, the card will be sent to your registered address within 7-14 business days.
Sorry, we don't ship overseas right now. Currently, we only ship to address provided by you at the time of card sign-up. If you'd like to update your card mailing address, please get in touch with our support team.
Once you've got your card, you'll need to activate it before you can use it. To activate your card:
Go to your Wise account. If you're on the website, go to Debit card. If you're on the app, go to Account, then click the card icon at the top of the screen.
Enter the 6-digit code that's on the card below your name.
Now your card is activated, you'll be able to make payments.
To activate contactless, buy something with chip or PIN and select "credit" on the terminal.
To keep your money safe, you’ll need a four-digit PIN to withdraw cash at ATMs and to make chip and PIN payments using your Wise card.
When you activate your Wise card, we’ll share your PIN with you. If you forget it, you can always check it in the Wise app. We do not support PIN change at the moment - don't worry, your PIN is safe and only you have access to it.
When withdrawing cash from an ATM, please always select the "credit" option on the ATM screen. The money will be withdrawn from your Wise account. You can use the Wise card at all ATMs with Mastercard®, Maestro or Cirrus logo.