Money for here, there and everywhere
160 countries. 40 currencies. Get the account built to save you money round the world.
Use money, save money, get Wise
Save up to 3x when sending money abroad
Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
- 0 CNY
- 89.36 CNYOur fee
- –89.36 CNYTotal fees
- =-85.36 CNYTotal amount we’ll convert
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The card that's always got the right currency
Boost your balance with our interest feature
Receive 4.33% APY on your USD balance when you opt-in to our interest feature. Instant access, so your money is available to you when you need it.
Interest Feature
By opting in to earn interest on your USD balance, you'll benefit from the added security of up to $250,000 in passthrough FDIC insurance on your USD Balance from our Program Bank.*
Earn interest on USD
We're registered with the Financial Crimes Enforcement Network (FinCEN) in the US
Trusted by businesses small and large
Go global with the international business account. Pay employees, get paid and manage your cash flow in multiple currencies. Join over 300,000 businesses thriving with Wise.
For people going places
“ Wise has changed the game in terms of simplicity, and certainly been a lifesaver for expat living. ”
“ I use Wise to pay a mortgage in a different country each month. Superb. That simple. ”
“ The best money travel buddy! Wise makes finances easier to deal with instantly. ”
Meet money without borders
Our dream is for people to live and work anywhere seamlessly. That means money without borders: moving it instantly, transparently, conveniently, and — eventually — for free.
The Wise account is the universal way for you to manage money internationally. It's made for the world. And it's built to save your money and time, so you can do more of the things you love.
Believe in an open world
The world is richer when money has no borders. Your ideas fuel the Mission Roadmap that's getting us there — tell us what you want to see.
Check our Mission RoadmapDisappoint thieves
Every month, our customers trust us to move around £10 billion of their money. Here are some of the important ways we protect them.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Wise works nearly everywhere
- US dollarRouting number and Account number
- UAE dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian lei
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- US dollar
- Uruguayan peso
- Vietnamese dong
- West African franc
- South African rand
*The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Bank(s) to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.