Money for here, there and everywhere

160 countries. 40 currencies. Get the account built to save you money round the world.

Use money, save money, get Wise

Save up to 2x when you send, spend and withdraw 40 currencies, all in one account.
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Save up to 3x when sending money abroad

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

Sending a large amount of money? Our large transfer team can help you through the process.Learn more about larger transfers
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The card that's always got the right currency

Save as you spend and withdraw over 40 currencies at the live rate automatically.
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Boost your balances

Opt in to our interest feature and earn 4.85% APY1 (annual percentage yield) on your USD, 3.22% APY on your GBP, and 4.85% APY your EUR balances.

Interest Feature

Eligible Balances combined will get up to $250,000 USD in passthrough FDIC insurance through our Program Bank2

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Ready for business, big or small

Go global with the international business account. Pay employees, get paid and manage your cash flow in multiple currencies. Join over 300,000 businesses thriving with Wise.

For people going places

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I use Wise to pay a mortgage in a different country each month. Superb. That simple.

The best money travel buddy! Wise makes finances easier to deal with instantly.

Wise has been a lifesaver for me as a student in a foreign country.

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Meet money without borders

We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Disappoint thieves

Every month, our customers trust us to move around £10 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe
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  • Our dedicated fraud and security teams work to keep your money safe

  • We use 2-factor authentication to protect your account

  • We hold your money with established financial institutions

Wise works nearly everywhere

  • AED flag
    UAE dirham
  • AUD flag
    Australian dollar
  • BDT flag
    Bangladeshi taka
  • BGN flag
    Bulgarian lev
  • CAD flag
    Canadian dollar
  • CHF flag
    Swiss franc
  • CLP flag
    Chilean peso
  • CNY flag
    Chinese yuan
  • CRC flag
    Costa Rican colón
  • CZK flag
    Czech koruna
  • DKK flag
    Danish krone
  • EGP flag
    Egyptian pound
  • EUR flag
    Euro
  • GBP flag
    British pound
  • GEL flag
    Georgian lari
  • HKD flag
    Hong Kong dollar
  • HUF flag
    Hungarian forint
  • IDR flag
    Indonesian rupiah
  • ILS flag
    Israeli shekel
  • INR flag
    Indian rupee
  • JPY flag
    Japanese yen
  • KES flag
    Kenyan shilling
  • KRW flag
    South Korean won
  • LKR flag
    Sri Lankan rupee
  • MAD flag
    Moroccan dirham
  • MXN flag
    Mexican peso
  • MYR flag
    Malaysian ringgit
  • NGN flag
    Nigerian naira
  • NOK flag
    Norwegian krone
  • NPR flag
    Nepalese rupee
  • NZD flag
    New Zealand dollar
  • PHP flag
    Philippine peso
  • PKR flag
    Pakistani rupee
  • PLN flag
    Polish złoty
  • RON flag
    Romanian lei
  • SEK flag
    Swedish krona
  • SGD flag
    Singapore dollar
  • THB flag
    Thai baht
  • TRY flag
    Turkish lira
  • TZS flag
    Tanzanian shilling
  • UAH flag
    Ukrainian hryvnia
  • UGX flag
    Ugandan shilling
  • USD flag
    US dollar
  • UYU flag
    Uruguayan peso
  • VND flag
    Vietnamese dong
  • XOF flag
    West African franc
  • ZAR flag
    South African rand
  1. Annual Percentage Yield (APY) - rates shown are true as of 01/01/2024. See Program Agreement for details.
  2. The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
    For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).