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Send money online

Q: How to send money online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Q: Which payment methods can I use to send money online?

Available payment methods depend on where you are sending money from and to, and in some cases also on the amount you are sending. Click here to find out what payment methods you can use if you want to send money from {sourceCurrency} to {targetCurrency}.

Send money online from our website or mobile app, in just a few clicks.

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Is Wise safe?

Yes, here’s why

You send exactly

2.79 USD
4.86 USDOur fee
–
7.65 USDTotal fees
=
992.35 USDTotal amount we’ll convert
×
0.9358

Recipient gets

Should arrive in 2 hours

Get started

Find out how much it costs to send money online

Sending 1,000 USD with	Recipient gets(Total after fees)and transfer speed	Transfer speed
Cheapest	928.99 EUR6-10 days	6-10 days
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.928992 Exchange rate markup 7.28 USD Cost of transfer 7.28 USD

	928.64 EUR- 0.35 EUR1 hour	1 hour
Transfer fee 7.65 USD Exchange rate(1 USD EUR) 0.935800 Exchange rate markup 0 USD Cost of transfer 7.65 USD

	926.99 EUR- 2 EURunavailable	unavailable
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.926986 Exchange rate markup 9.42 USD Cost of transfer 9.42 USD

	922.99 EUR- 6 EUR4-7 days	4-7 days
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.922995 Exchange rate markup 13.68 USD Cost of transfer 13.68 USD

	919.10 EUR- 9.89 EURwithin 1 day	within 1 day
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.919104 Exchange rate markup 17.84 USD Cost of transfer 17.84 USD

	916.78 EUR- 12.21 EURwithin 10 days	within 10 days
Transfer fee 0.99 USD Exchange rate(1 USD EUR) 0.917685 Exchange rate markup 19.36 USD Cost of transfer 20.35 USD

	913.61 EUR- 15.38 EURwithin hours	within hours
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.913613 Exchange rate markup 23.71 USD Cost of transfer 23.71 USD

	910.69 EUR- 18.30 EURwithin 12 days	within 12 days
Transfer fee 1.99 USD Exchange rate(1 USD EUR) 0.912507 Exchange rate markup 24.89 USD Cost of transfer 26.88 USD

	910.02 EUR- 18.97 EUR3-4 days	3-4 days
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.910025 Exchange rate markup 27.54 USD Cost of transfer 27.54 USD

	904.03 EUR- 24.96 EUR3-10 days	3-10 days
Transfer fee 5 USD Exchange rate(1 USD EUR) 0.908569 Exchange rate markup 29.10 USD Cost of transfer 34.10 USD

	902.63 EUR- 26.36 EURunavailable	unavailable
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.902633 Exchange rate markup 35.44 USD Cost of transfer 35.44 USD

	884.23 EUR- 44.76 EUR6-10 days	6-10 days
Transfer fee 4.99 USD Exchange rate(1 USD EUR) 0.888660 Exchange rate markup 50.37 USD Cost of transfer 55.36 USD

The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

Send money online in 3 easy steps

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Choose recipient .

Select who you want to send money to and which pay-out method to use.

Send USD, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Check the price now

Delivery time for online money transfers from the USA

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD

EUR

Should arrive

in 2 hours

Best ways to send money internationally

Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money online with the Wise app

Looking for an app to send money online? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app