Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 16 million customers
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  • 22.29 GBP
  • 4 GBPOur fee
  • 26.29 GBPTotal fees
  • =
    973.71 GBPTotal amount we’ll convert
  • ×
    1.1754

Should arrive in 37 minutes

Get started

We charge as little as possible. No subscription

Sending 1,000 GBP withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRevolut Standard
1,173.21 EUR26 seconds
26 seconds
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17321
Exchange rate markup
1.87 GBP

Cost of transfer
1.87 GBP

Wise
1,170.61 EUR- 2.60 EUR36 minutes
36 minutes
Transfer fee
4.08 GBP
Exchange rate(1 GBP EUR)
1.17541
Exchange rate markup
0 GBP

Cost of transfer
4.08 GBP

Instarem.
1,166.69 EUR- 6.52 EURunavailable
unavailable
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16669
Exchange rate markup
7.42 GBP

Cost of transfer
7.42 GBP

Remitly
1,165.13 EUR- 8.08 EUR5-7 days
5-7 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16513
Exchange rate markup
8.74 GBP

Cost of transfer
8.74 GBP

Starling Bank
1,164.19 EUR- 9.02 EURwithin 7 days
within 7 days
Transfer fee
9.50 GBP
Exchange rate(1 GBP EUR)
1.17536
Exchange rate markup
0.04 GBP

Cost of transfer
9.54 GBP

OFX
1,162.69 EUR- 10.52 EUR4-5 days
4-5 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16269
Exchange rate markup
10.82 GBP

Cost of transfer
10.82 GBP

Xoom (A PayPal Service)
1,156.96 EUR- 16.25 EURwithin 2 hours
within 2 hours
Transfer fee
1.99 GBP
Exchange rate(1 GBP EUR)
1.15926
Exchange rate markup
13.74 GBP

Cost of transfer
15.73 GBP

Western Union
1,152.60 EUR- 20.61 EUR3 days
3 days
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.15605
Exchange rate markup
16.47 GBP

Cost of transfer
19.46 GBP

Monese
1,151.46 EUR- 21.75 EURwithin 3 days
within 3 days
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.17496
Exchange rate markup
0.38 GBP

Cost of transfer
20.38 GBP

MoneyGram
1,149.56 EUR- 23.65 EURwithin 3 days
within 3 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14956
Exchange rate markup
21.99 GBP

Cost of transfer
21.99 GBP

Skrill
1,141.36 EUR- 31.85 EURwithin 3 days
within 3 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14136
Exchange rate markup
28.97 GBP

Cost of transfer
28.97 GBP

Halifax
1,133.49 EUR- 39.72 EURwithin 3 days
within 3 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.13349
Exchange rate markup
35.66 GBP

Cost of transfer
35.66 GBP

Nationwide
1,126.18 EUR- 47.03 EURwithin 3 days
within 3 days
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.14916
Exchange rate markup
22.33 GBP

Cost of transfer
42.33 GBP

NatWest
1,125.51 EUR- 47.70 EURsame day
same day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12551
Exchange rate markup
42.45 GBP

Cost of transfer
42.45 GBP

RBS
1,125.51 EUR- 47.70 EURsame day
same day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12551
Exchange rate markup
42.45 GBP

Cost of transfer
42.45 GBP

PayPal
1,122.16 EUR- 51.05 EURwithin 5 days
within 5 days
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.12553
Exchange rate markup
42.44 GBP

Cost of transfer
45.43 GBP
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
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How to send money with a credit card in 3 easy steps

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer with a credit card take?

A money transfer with a credit card (GBP-EUR) should arrive in 37 minutes. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP
EUR

Should arrive

in 37 minutes

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.